Terms of Service

1. Company Information

Simple Merchant (“Company,” “we,” “our,” or “us”) provides payment processing solutions, merchant services, business technology solutions, and related products and services.

2. Eligibility

You must be at least eighteen (18) years of age and legally capable of entering into binding agreements to use this Website.

By using this Website, you represent and warrant that you meet these requirements.

3. Permitted Use

You agree to use this Website only for lawful purposes. You may not:

• Violate any applicable law or regulation.
• Attempt to gain unauthorized access to the Website.
• Upload malicious software or harmful code.
• Interfere with Website functionality.
• Copy or scrape Website content without written permission.
• Misrepresent your identity or submit false information.

4. No Financial or Legal Advice

Information provided on this Website is for general informational purposes only. Nothing contained on this Website constitutes:

• Legal advice
• Tax advice
• Financial advice
• Banking advice

You should consult your own professional advisors before making business decisions.

5. Merchant Services

Descriptions of merchant processing services, software, hardware, pricing, or savings are provided for informational purposes only. Actual pricing, rates, fees, underwriting decisions, approvals, and available services depend upon numerous factors including:

• Credit approval
• Business type
• Processing history
• Card mix
• Risk evaluation
• Applicable laws

Nothing on this Website constitutes a guarantee of approval or pricing.

6. Quotes and Estimates

Any pricing examples, processing savings, fee reductions, or estimated costs presented on this Website are estimates only. Actual results vary based upon each merchant’s individual circumstances.

7. Intellectual Property

All Website content including but not limited to:

• Logos
• Graphics
• Text
• Software
• Images
• Layouts
• Videos
• Icons
• Trademarks
• Service marks

are owned by or licensed to Simple Merchant and are protected under United States copyright, trademark, and intellectual property laws.

No content may be copied, reproduced, modified, distributed, or republished without prior written permission.

8. User Submissions

If you submit information through contact forms, quote requests, surveys, or other communications, you grant Simple Merchant permission to use that information solely for responding to your inquiry, providing requested services, improving our services, and communicating with you regarding your request.

You represent that all information you submit is accurate.

9. Privacy

Your use of this Website is also governed by our Privacy Policy. By using this Website, you consent to our collection and use of information as described in that policy.

10. Third-Party Websites

This Website may contain links to third-party websites. We do not control or endorse third-party websites and are not responsible for their content, privacy practices, products, or services. Your use of third-party websites is at your own risk.

11. Disclaimer of Warranties

This Website is provided on an “AS IS” and “AS AVAILABLE” basis. To the fullest extent permitted by law, Simple Merchant disclaims all warranties, including but not limited to:

• Merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy
• Availability
• Reliability

We do not warrant that the Website will be uninterrupted, error-free, or secure.

12. Limitation of Liability

To the fullest extent permitted by law, Simple Merchant, its owners, employees, affiliates, partners, licensors, and service providers shall not be liable for any:

• Indirect damages
• Incidental damages
• Consequential damages
• Lost profits
• Business interruption
• Loss of data
• Loss of goodwill

arising from your use of this Website.

13. Indemnification

You agree to defend, indemnify, and hold harmless Simple Merchant and its affiliates from any claims, damages, liabilities, expenses, or attorney fees arising from:

• Your use of the Website
• Your violation of these Terms
• Your violation of applicable law
• Your infringement of another person’s rights

14. Website Availability

We reserve the right to:

• Modify the Website
• Suspend services
• Remove content
• Restrict access
• Discontinue any feature

at any time without notice.

15. Termination

We may terminate or suspend access to this Website immediately if you violate these Terms or engage in unlawful or abusive conduct.

16. Governing Law

These Terms shall be governed by and construed under the laws of the State in which Simple Merchant principally conducts business, without regard to conflict of law principles.

Any legal action arising from these Terms shall be brought in a court of competent jurisdiction within that state.

17. Changes to These Terms

We reserve the right to update these Terms at any time. Changes become effective immediately upon posting to this Website.

Continued use of the Website constitutes acceptance of the revised Terms.

18. Contact Information

If you have questions regarding these Terms of Service, please contact: